Call reports 2004
NBW BANK — 2004
What NBW BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 105,600,000 | 103,737,000 | 104,339,000 | 106,344,000 |
| Total loans | 77,105,000 | 81,908,000 | 83,912,000 | 85,434,000 |
| Allowance for loan losses | 533,000 | 561,000 | 585,000 | 582,000 |
| Securities available for sale | 15,276,000 | 14,966,000 | 13,581,000 | 13,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,451,000 | 90,832,000 | 90,878,000 | 91,583,000 |
| Interest-bearing deposits | 76,757,000 | 72,595,000 | 72,567,000 | 70,624,000 |
| Noninterest-bearing deposits | 17,694,000 | 18,237,000 | 18,311,000 | 20,959,000 |
| Equity capital | 10,430,000 | 10,341,000 | 10,733,000 | 10,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,724,000 | 4,154,000 | 5,642,000 |
| Interest expense | 294,000 | 573,000 | 865,000 | 1,173,000 |
| Net interest income | 1,050,000 | 2,151,000 | 3,289,000 | 4,469,000 |
| Noninterest income | 138,000 | 300,000 | 434,000 | 579,000 |
| Noninterest expense | 757,000 | 1,527,000 | 2,285,000 | 3,266,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 401,000 | 864,000 | 1,348,000 | 1,662,000 |
| Income tax | 125,000 | 276,000 | 436,000 | 537,000 |
| Net income | 276,000 | 588,000 | 912,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,486,000 | 9,590,000 | 9,924,000 | 9,804,000 |
| Total capital | 10,019,000 | 10,151,000 | 10,509,000 | 10,386,000 |
| Risk-weighted assets | 79,594,000 | 83,620,000 | 85,489,000 | 87,359,000 |
Machine access — free, no API key
Every figure shown here about NBW BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.