Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 46,661,000 | 50,973,000 | 55,066,000 |
| Total loans | 25,114,000 | 27,682,000 | 30,454,000 |
| Allowance for loan losses | 469,000 | 468,000 | 469,000 |
| Securities available for sale | 14,426,000 | 16,313,000 | 16,661,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 33,379,000 | 31,317,000 | 32,813,000 |
| Interest-bearing deposits | 27,392,000 | 26,152,000 | 26,860,000 |
| Noninterest-bearing deposits | 5,986,000 | 5,166,000 | 5,953,000 |
| Equity capital | 5,408,000 | 5,527,000 | 5,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 456,000 | 951,000 | 1,493,000 |
| Interest expense | 66,000 | 132,000 | 196,000 |
| Net interest income | 390,000 | 819,000 | 1,297,000 |
| Noninterest income | 47,000 | 90,000 | 130,000 |
| Noninterest expense | 254,000 | 511,000 | 782,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 203,000 | 447,000 | 703,000 |
| Income tax | 5,000 | 10,000 | 15,000 |
| Net income | 198,000 | 437,000 | 688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 5,247,000 | 5,486,000 | 5,734,000 |
| Total capital | 5,682,000 | 5,948,000 | 6,203,000 |
| Risk-weighted assets | 34,764,000 | 36,881,000 | 40,331,000 |