Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,699,000 | 47,103,000 | 51,363,000 | 47,686,000 |
| Total loans | 22,628,000 | 24,826,000 | 26,999,000 | 24,356,000 |
| Allowance for loan losses | 501,000 | 534,000 | 531,000 | 522,000 |
| Securities available for sale | 17,567,000 | 15,624,000 | 16,667,000 | 15,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,459,000 | 35,080,000 | 35,191,000 | 36,023,000 |
| Interest-bearing deposits | 31,999,000 | 29,817,000 | 29,360,000 | 29,500,000 |
| Noninterest-bearing deposits | 7,459,000 | 5,263,000 | 5,831,000 | 6,523,000 |
| Equity capital | 5,097,000 | 4,690,000 | 4,899,000 | 4,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 887,000 | 1,361,000 | 1,847,000 |
| Interest expense | 91,000 | 165,000 | 239,000 | 308,000 |
| Net interest income | 345,000 | 722,000 | 1,122,000 | 1,539,000 |
| Noninterest income | 45,000 | 89,000 | 134,000 | 177,000 |
| Noninterest expense | 286,000 | 577,000 | 870,000 | 1,199,000 |
| Provision for loan losses | 4,000 | 6,000 | 0 | 0 |
| Pretax income | 103,000 | 291,000 | 438,000 | 587,000 |
| Income tax | 14,000 | 26,000 | 39,000 | 16,000 |
| Net income | 89,000 | 265,000 | 399,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,920,000 | 4,957,000 | 5,091,000 | 4,961,000 |
| Total capital | 5,202,000 | 5,267,000 | 5,261,000 | 5,137,000 |
| Risk-weighted assets | 31,807,000 | 34,564,000 | 37,285,000 | 34,982,000 |