Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,012,000 | 47,082,000 | 48,780,000 | 50,515,000 |
| Total loans | 21,444,000 | 23,401,000 | 25,195,000 | 25,216,000 |
| Allowance for loan losses | 493,000 | 515,000 | 520,000 | 495,000 |
| Securities available for sale | 16,058,000 | 18,761,000 | 18,154,000 | 15,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,777,000 | 33,769,000 | 35,962,000 | 40,937,000 |
| Interest-bearing deposits | 28,281,000 | 28,643,000 | 30,479,000 | 31,654,000 |
| Noninterest-bearing deposits | 5,495,000 | 5,125,000 | 5,483,000 | 9,283,000 |
| Equity capital | 5,565,000 | 5,615,000 | 5,813,000 | 4,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 950,000 | 1,448,000 | 1,926,000 |
| Interest expense | 103,000 | 216,000 | 341,000 | 433,000 |
| Net interest income | 366,000 | 734,000 | 1,107,000 | 1,493,000 |
| Noninterest income | 55,000 | 102,000 | 146,000 | 191,000 |
| Noninterest expense | 287,000 | 564,000 | 848,000 | 1,122,000 |
| Provision for loan losses | 9,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 143,000 | 299,000 | 451,000 | 656,000 |
| Income tax | 3,000 | 7,000 | 20,000 | 33,000 |
| Net income | 140,000 | 292,000 | 431,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,408,000 | 5,480,000 | 5,579,000 | 4,835,000 |
| Total capital | 5,790,000 | 5,867,000 | 6,011,000 | 5,147,000 |
| Risk-weighted assets | 29,660,000 | 31,459,000 | 33,681,000 | 36,230,000 |