Call reports 2011
COMMUNITY BANK — 2011
What COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,109,000 | 44,118,000 | 44,732,000 | 44,559,000 |
| Total loans | 22,027,000 | 23,526,000 | 25,256,000 | 22,960,000 |
| Allowance for loan losses | 472,000 | 490,000 | 452,000 | 472,000 |
| Securities available for sale | 15,504,000 | 15,506,000 | 13,454,000 | 13,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,714,000 | 30,962,000 | 30,505,000 | 34,375,000 |
| Interest-bearing deposits | 27,643,000 | 26,828,000 | 25,923,000 | 28,918,000 |
| Noninterest-bearing deposits | 5,071,000 | 4,134,000 | 4,583,000 | 5,458,000 |
| Equity capital | 5,135,000 | 5,400,000 | 5,462,000 | 5,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 992,000 | 1,507,000 | 2,003,000 |
| Interest expense | 135,000 | 265,000 | 390,000 | 513,000 |
| Net interest income | 347,000 | 727,000 | 1,117,000 | 1,490,000 |
| Noninterest income | 50,000 | 104,000 | 167,000 | 217,000 |
| Noninterest expense | 290,000 | 586,000 | 885,000 | 1,166,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 92,000 | 311,000 | 530,000 | 657,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 16,000 |
| Net income | 87,000 | 302,000 | 516,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,014,000 | 5,198,000 | 5,342,000 | 5,469,000 |
| Total capital | 5,381,000 | 5,571,000 | 5,750,000 | 5,878,000 |
| Risk-weighted assets | 28,456,000 | 29,804,000 | 31,799,000 | 31,906,000 |