Call reports 2004
COMMUNITY BANK — 2004
What COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 44,341,000 | 44,285,000 | 44,703,000 | 47,126,000 |
| Total loans | 28,908,000 | 30,195,000 | 31,009,000 | 30,710,000 |
| Allowance for loan losses | 411,000 | 434,000 | 470,000 | 482,000 |
| Securities available for sale | 10,159,000 | 9,577,000 | 8,757,000 | 7,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,699,000 | 32,121,000 | 31,897,000 | 34,868,000 |
| Interest-bearing deposits | 28,212,000 | 28,178,000 | 28,432,000 | 30,788,000 |
| Noninterest-bearing deposits | 3,487,000 | 3,943,000 | 3,465,000 | 4,080,000 |
| Equity capital | 4,946,000 | 4,622,000 | 4,879,000 | 4,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,258,000 | 1,929,000 | 2,552,000 |
| Interest expense | 244,000 | 483,000 | 732,000 | 986,000 |
| Net interest income | 388,000 | 775,000 | 1,197,000 | 1,566,000 |
| Noninterest income | 59,000 | 113,000 | 180,000 | 335,000 |
| Noninterest expense | 217,000 | 418,000 | 672,000 | 942,000 |
| Provision for loan losses | 15,000 | 43,000 | 72,000 | 102,000 |
| Pretax income | 215,000 | 427,000 | 633,000 | 857,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 18,000 |
| Net income | 211,000 | 418,000 | 619,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,728,000 | 4,736,000 | 4,839,000 | 4,913,000 |
| Total capital | 5,139,000 | 5,158,000 | 5,275,000 | 5,349,000 |
| Risk-weighted assets | 32,714,000 | 33,747,000 | 34,693,000 | 34,793,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.