Call reports 2015
1880 BANK — 2015
What 1880 BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 194,321,000 | 192,823,000 | 318,444,000 | 316,293,000 |
| Total loans | 121,753,000 | 117,666,000 | 215,681,000 | 221,457,000 |
| Allowance for loan losses | 1,480,000 | 1,488,000 | 1,491,000 | 1,491,000 |
| Securities available for sale | 37,455,000 | 36,418,000 | 43,220,000 | 49,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,972,000 | 166,257,000 | 275,401,000 | 271,590,000 |
| Interest-bearing deposits | 118,335,000 | 113,745,000 | 190,985,000 | 186,522,000 |
| Noninterest-bearing deposits | 49,637,000 | 52,512,000 | 84,416,000 | 85,068,000 |
| Equity capital | 22,009,000 | 22,214,000 | 36,770,000 | 37,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,087,000 | 5,951,000 | 8,986,000 |
| Interest expense | 121,000 | 216,000 | 369,000 | 463,000 |
| Net interest income | 1,457,000 | 2,871,000 | 5,582,000 | 8,523,000 |
| Noninterest income | 207,000 | 501,000 | 815,000 | 1,303,000 |
| Noninterest expense | 1,358,000 | 2,708,000 | 6,078,000 | 8,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 312,000 | 670,000 | 325,000 | 1,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 312,000 | 670,000 | 325,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,959,000 | 22,317,000 | 33,814,000 | 34,460,000 |
| Total capital | 23,532,000 | 23,893,000 | 35,563,000 | 36,209,000 |
| Risk-weighted assets | 126,131,000 | 126,078,000 | 213,605,000 | 218,057,000 |