Call reports 2015
HUDSON CITY SAVINGS BANK, FSB — 2015
What HUDSON CITY SAVINGS BANK, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 36,126,585,000 | 35,414,798,000 | 35,099,327,000 |
| Total loans | 20,913,825,000 | 19,886,947,000 | 19,225,944,000 |
| Allowance for loan losses | 230,489,000 | 225,573,000 | 221,146,000 |
| Securities available for sale | 7,050,384,000 | 8,090,924,000 | 7,966,638,000 |
| Securities held to maturity | 1,243,778,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 19,044,970,000 | 18,309,587,000 | 17,996,847,000 |
| Interest-bearing deposits | 18,366,845,000 | 17,606,129,000 | 17,314,912,000 |
| Noninterest-bearing deposits | 678,125,000 | 703,458,000 | 681,935,000 |
| Equity capital | 4,425,385,000 | 4,467,604,000 | 4,436,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 250,929,000 | 482,138,000 | 700,946,000 |
| Interest expense | 178,071,000 | 355,495,000 | 532,843,000 |
| Net interest income | 72,858,000 | 126,643,000 | 168,103,000 |
| Noninterest income | 1,393,000 | 2,926,000 | 4,487,000 |
| Noninterest expense | 74,456,000 | 140,634,000 | 217,944,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 7,142,000 | 63,346,000 | 51,829,000 |
| Income tax | 2,798,000 | 24,912,000 | 22,372,000 |
| Net income | 4,344,000 | 38,434,000 | 29,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 4,268,928,000 | 4,310,493,000 | 4,286,830,000 |
| Total capital | 4,446,999,000 | 4,478,941,000 | 4,449,444,000 |
| Risk-weighted assets | 14,178,302,000 | 13,379,083,000 | 12,904,221,000 |