Call reports 2013
HUDSON CITY SAVINGS BANK, FSB — 2013
What HUDSON CITY SAVINGS BANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 40,286,698,000 | 39,696,081,000 | 39,185,448,000 | 38,605,919,000 |
| Total loans | 26,240,978,000 | 25,291,464,000 | 24,669,945,000 | 24,233,810,000 |
| Allowance for loan losses | 301,093,000 | 297,288,000 | 291,007,000 | 276,097,000 |
| Securities available for sale | 7,830,539,000 | 8,154,990,000 | 7,903,126,000 | 7,464,838,000 |
| Securities held to maturity | 2,747,769,000 | 2,492,277,000 | 2,121,160,000 | 1,823,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,301,494,000 | 22,752,106,000 | 22,212,386,000 | 21,606,369,000 |
| Interest-bearing deposits | 22,655,468,000 | 22,101,652,000 | 21,560,186,000 | 20,945,148,000 |
| Noninterest-bearing deposits | 646,026,000 | 650,454,000 | 652,200,000 | 661,221,000 |
| Equity capital | 4,355,327,000 | 4,304,774,000 | 4,332,419,000 | 4,386,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 366,065,000 | 713,574,000 | 1,039,872,000 | 1,361,181,000 |
| Interest expense | 191,565,000 | 382,081,000 | 571,815,000 | 760,107,000 |
| Net interest income | 174,500,000 | 331,493,000 | 468,057,000 | 601,074,000 |
| Noninterest income | 2,532,000 | 4,938,000 | 7,753,000 | 10,156,000 |
| Noninterest expense | 80,366,000 | 156,634,000 | 234,980,000 | 306,749,000 |
| Provision for loan losses | 20,000,000 | 32,500,000 | 36,500,000 | 36,500,000 |
| Pretax income | 76,666,000 | 154,480,000 | 222,154,000 | 296,914,000 |
| Income tax | 29,986,000 | 60,225,000 | 86,861,000 | 116,509,000 |
| Net income | 46,680,000 | 94,255,000 | 135,293,000 | 180,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,073,918,000 | 4,103,051,000 | 4,110,796,000 | 4,145,444,000 |
| Total capital | 4,310,608,000 | 4,330,838,000 | 4,332,911,000 | 4,361,710,000 |
| Risk-weighted assets | 18,852,797,000 | 18,139,816,000 | 17,688,408,000 | 17,233,576,000 |