Call reports 2012
HUDSON CITY SAVINGS BANK, FSB — 2012
What HUDSON CITY SAVINGS BANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,143,390,000 | 42,964,973,000 | 41,899,945,000 | 40,598,402,000 |
| Total loans | 28,825,303,000 | 28,283,689,000 | 27,839,198,000 | 27,204,280,000 |
| Allowance for loan losses | 280,713,000 | 287,901,000 | 291,573,000 | 302,348,000 |
| Securities available for sale | 9,358,370,000 | 9,098,327,000 | 9,200,760,000 | 8,468,837,000 |
| Securities held to maturity | 3,892,744,000 | 3,595,980,000 | 3,295,110,000 | 3,015,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,262,722,000 | 24,784,040,000 | 24,157,061,000 | 23,619,931,000 |
| Interest-bearing deposits | 24,638,350,000 | 24,166,696,000 | 23,538,138,000 | 22,970,006,000 |
| Noninterest-bearing deposits | 624,372,000 | 617,344,000 | 618,923,000 | 649,925,000 |
| Equity capital | 4,254,541,000 | 4,301,289,000 | 4,353,965,000 | 4,344,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 448,791,000 | 879,452,000 | 1,284,881,000 | 1,673,039,000 |
| Interest expense | 217,620,000 | 426,960,000 | 632,002,000 | 830,795,000 |
| Net interest income | 231,171,000 | 452,492,000 | 652,879,000 | 842,244,000 |
| Noninterest income | 2,787,000 | 5,711,000 | 8,728,000 | 11,460,000 |
| Noninterest expense | 91,194,000 | 174,329,000 | 261,980,000 | 349,325,000 |
| Provision for loan losses | 25,000,000 | 50,000,000 | 70,000,000 | 95,000,000 |
| Pretax income | 117,764,000 | 233,874,000 | 329,627,000 | 409,379,000 |
| Income tax | 46,371,000 | 91,638,000 | 129,376,000 | 160,864,000 |
| Net income | 71,393,000 | 142,236,000 | 200,251,000 | 248,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,019,514,000 | 4,021,627,000 | 4,048,889,000 | 4,059,774,000 |
| Total capital | 4,282,297,000 | 4,280,978,000 | 4,305,240,000 | 4,309,575,000 |
| Risk-weighted assets | 20,982,754,000 | 20,695,943,000 | 20,445,462,000 | 19,907,609,000 |