Call reports 2002
HUDSON CITY SAVINGS BANK, FSB — 2002
What HUDSON CITY SAVINGS BANK, FSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,295,438,000 | 12,842,539,000 | 13,195,095,000 | 14,144,542,000 |
| Total loans | 6,405,826,000 | 6,694,667,000 | 6,713,067,000 | 6,957,643,000 |
| Allowance for loan losses | 24,533,000 | 25,055,000 | 25,279,000 | 25,501,000 |
| Securities available for sale | 932,200,000 | 1,208,078,000 | 1,635,513,000 | 1,952,827,000 |
| Securities held to maturity | 4,601,553,000 | 4,577,410,000 | 4,445,635,000 | 4,735,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,302,763,000 | 8,552,021,000 | 8,848,635,000 | 9,169,666,000 |
| Interest-bearing deposits | 7,921,039,000 | 8,149,231,000 | 8,440,936,000 | 8,781,201,000 |
| Noninterest-bearing deposits | 381,724,000 | 402,790,000 | 407,699,000 | 388,465,000 |
| Equity capital | 1,190,843,000 | 1,203,622,000 | 1,210,626,000 | 1,230,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 188,590,000 | 385,077,000 | 585,416,000 | 784,220,000 |
| Interest expense | 98,454,000 | 198,828,000 | 300,447,000 | 400,667,000 |
| Net interest income | 90,136,000 | 186,249,000 | 284,969,000 | 383,553,000 |
| Noninterest income | 1,171,000 | 2,427,000 | 3,899,000 | 6,051,000 |
| Noninterest expense | 23,975,000 | 46,763,000 | 69,646,000 | 92,798,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,275,000 | 1,500,000 |
| Pretax income | 66,807,000 | 140,863,000 | 217,947,000 | 297,372,000 |
| Income tax | 23,875,000 | 50,350,000 | 78,458,000 | 107,858,000 |
| Net income | 42,932,000 | 90,513,000 | 139,489,000 | 189,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,190,029,000 | 1,196,471,000 | 1,201,895,000 | 1,206,754,000 |
| Total capital | 1,214,562,000 | 1,221,526,000 | 1,227,174,000 | 1,232,255,000 |
| Risk-weighted assets | 4,082,172,000 | 4,276,045,000 | 4,349,286,000 | 4,595,402,000 |