Call reports 2001
HUDSON CITY SAVINGS BANK, FSB — 2001
What HUDSON CITY SAVINGS BANK, FSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 9,617,849,000 | 10,043,746,000 | 10,815,421,000 | 11,426,754,000 |
| Total loans | 5,048,333,000 | 5,378,429,000 | 5,748,671,000 | 5,956,421,000 |
| Allowance for loan losses | 22,588,000 | 23,036,000 | 23,488,000 | 24,010,000 |
| Securities available for sale | 560,286,000 | 390,087,000 | 439,269,000 | 698,117,000 |
| Securities held to maturity | 3,577,900,000 | 3,961,370,000 | 4,267,024,000 | 4,479,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,751,616,000 | 6,998,884,000 | 7,472,126,000 | 7,959,914,000 |
| Interest-bearing deposits | 6,399,343,000 | 6,619,184,000 | 7,118,437,000 | 7,584,255,000 |
| Noninterest-bearing deposits | 352,273,000 | 379,700,000 | 353,689,000 | 375,659,000 |
| Equity capital | 1,284,089,000 | 1,170,960,000 | 1,197,651,000 | 1,186,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 167,302,000 | 334,930,000 | 508,829,000 | 690,502,000 |
| Interest expense | 101,964,000 | 203,303,000 | 306,703,000 | 408,781,000 |
| Net interest income | 65,338,000 | 131,627,000 | 202,126,000 | 281,721,000 |
| Noninterest income | 1,068,000 | 2,349,000 | 3,562,000 | 4,824,000 |
| Noninterest expense | 19,558,000 | 39,925,000 | 60,928,000 | 81,326,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,875,000 |
| Pretax income | 46,398,000 | 93,151,000 | 143,410,000 | 203,344,000 |
| Income tax | 16,525,000 | 33,125,000 | 50,605,000 | 71,805,000 |
| Net income | 29,873,000 | 60,026,000 | 92,805,000 | 131,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,284,497,000 | 1,170,659,000 | 1,194,025,000 | 1,182,113,000 |
| Total capital | 1,307,085,000 | 1,193,695,000 | 1,217,513,000 | 1,206,123,000 |
| Risk-weighted assets | 3,094,744,000 | 3,288,799,000 | 3,586,672,000 | 3,774,093,000 |