Call reports 2012
SOUTHCOAST COMMUNITY BANK — 2012
What SOUTHCOAST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 435,503,000 | 436,731,000 | 439,746,000 | 436,314,000 |
| Total loans | 323,860,000 | 324,868,000 | 325,750,000 | 329,258,000 |
| Allowance for loan losses | 9,579,000 | 8,631,000 | 8,427,000 | 8,159,000 |
| Securities available for sale | 43,294,000 | 51,497,000 | 48,053,000 | 44,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,341,000 | 341,060,000 | 328,112,000 | 321,954,000 |
| Interest-bearing deposits | 287,650,000 | 292,340,000 | 284,654,000 | 281,200,000 |
| Noninterest-bearing deposits | 42,691,000 | 48,720,000 | 43,458,000 | 40,754,000 |
| Equity capital | 38,749,000 | 39,578,000 | 40,814,000 | 41,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,466,000 | 9,044,000 | 13,626,000 | 18,236,000 |
| Interest expense | 1,234,000 | 2,460,000 | 3,593,000 | 4,658,000 |
| Net interest income | 3,232,000 | 6,584,000 | 10,033,000 | 13,578,000 |
| Noninterest income | 1,517,000 | 2,422,000 | 3,245,000 | 4,202,000 |
| Noninterest expense | 3,374,000 | 6,697,000 | 9,954,000 | 13,228,000 |
| Provision for loan losses | 100,000 | 430,000 | 880,000 | 880,000 |
| Pretax income | 1,490,000 | 2,094,000 | 3,070,000 | 4,298,000 |
| Income tax | 89,000 | 38,000 | 3,000 | 137,000 |
| Net income | 1,401,000 | 2,056,000 | 3,067,000 | 4,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,021,000 | 40,676,000 | 41,688,000 | 42,781,000 |
| Total capital | 44,153,000 | 44,837,000 | 45,828,000 | 46,897,000 |
| Risk-weighted assets | 324,970,000 | 328,243,000 | 326,766,000 | 325,095,000 |