Call reports 2009
SOUTHCOAST COMMUNITY BANK — 2009
What SOUTHCOAST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 513,030,000 | 502,956,000 | 493,483,000 | 502,705,000 |
| Total loans | 391,376,000 | 383,350,000 | 378,347,000 | 354,617,000 |
| Allowance for loan losses | 6,622,000 | 6,180,000 | 6,271,000 | 10,042,000 |
| Securities available for sale | 59,848,000 | 53,062,000 | 47,697,000 | 60,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,900,000 | 360,574,000 | 343,894,000 | 369,268,000 |
| Interest-bearing deposits | 343,161,000 | 330,787,000 | 316,416,000 | 343,152,000 |
| Noninterest-bearing deposits | 30,739,000 | 29,787,000 | 27,478,000 | 26,116,000 |
| Equity capital | 49,659,000 | 49,525,000 | 49,607,000 | 46,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,719,000 | 13,203,000 | 19,270,000 | 24,729,000 |
| Interest expense | 3,289,000 | 6,288,000 | 8,774,000 | 11,190,000 |
| Net interest income | 3,430,000 | 6,915,000 | 10,496,000 | 13,539,000 |
| Noninterest income | 527,000 | 1,085,000 | 1,836,000 | 2,093,000 |
| Noninterest expense | 3,365,000 | 7,122,000 | 10,374,000 | 14,800,000 |
| Provision for loan losses | 100,000 | 300,000 | 1,100,000 | 13,840,000 |
| Pretax income | 492,000 | 1,463,000 | 2,168,000 | -11,648,000 |
| Income tax | 68,000 | 319,000 | 493,000 | -4,238,000 |
| Net income | 424,000 | 1,144,000 | 1,675,000 | -7,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,035,000 | 51,891,000 | 51,117,000 | 48,374,000 |
| Total capital | 55,788,000 | 56,649,000 | 55,733,000 | 52,813,000 |
| Risk-weighted assets | 378,337,000 | 379,208,000 | 366,038,000 | 349,541,000 |
Machine access — free, no API key
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