Call reports 2007
SOUTHCOAST COMMUNITY BANK — 2007
What SOUTHCOAST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 445,085,000 | 461,422,000 | 455,356,000 | 480,262,000 |
| Total loans | 360,437,000 | 368,360,000 | 369,481,000 | 378,051,000 |
| Allowance for loan losses | 4,058,000 | 4,009,000 | 4,009,000 | 3,991,000 |
| Securities available for sale | 42,120,000 | 54,748,000 | 50,022,000 | 58,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,814,000 | 320,766,000 | 305,997,000 | 343,460,000 |
| Interest-bearing deposits | 271,851,000 | 283,835,000 | 270,544,000 | 310,742,000 |
| Noninterest-bearing deposits | 32,963,000 | 36,931,000 | 35,453,000 | 32,718,000 |
| Equity capital | 51,139,000 | 51,685,000 | 53,288,000 | 50,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,718,000 | 15,576,000 | 23,586,000 | 31,686,000 |
| Interest expense | 3,736,000 | 7,529,000 | 11,783,000 | 16,079,000 |
| Net interest income | 3,982,000 | 8,047,000 | 11,803,000 | 15,607,000 |
| Noninterest income | 382,000 | 879,000 | 1,383,000 | 1,931,000 |
| Noninterest expense | 2,865,000 | 5,732,000 | 8,406,000 | 11,493,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,539,000 | 3,234,000 | 4,984,000 | 6,249,000 |
| Income tax | 539,000 | 1,133,000 | 1,708,000 | 2,066,000 |
| Net income | 1,000,000 | 2,101,000 | 3,276,000 | 4,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,091,000 | 52,193,000 | 53,367,000 | 50,699,000 |
| Total capital | 55,149,000 | 56,202,000 | 57,376,000 | 54,690,000 |
| Risk-weighted assets | 331,847,000 | 350,441,000 | 352,002,000 | 369,317,000 |
Machine access — free, no API key
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