Call reports 2005
SOUTHCOAST COMMUNITY BANK — 2005
What SOUTHCOAST COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 379,066,000 | 395,821,000 | 410,312,000 | 456,392,000 |
| Total loans | 312,243,000 | 319,184,000 | 349,141,000 | 377,587,000 |
| Allowance for loan losses | 3,125,000 | 3,275,000 | 3,541,000 | 3,840,000 |
| Securities available for sale | 24,221,000 | 23,884,000 | 30,289,000 | 30,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,024,000 | 306,901,000 | 313,537,000 | 351,293,000 |
| Interest-bearing deposits | 261,505,000 | 257,692,000 | 268,984,000 | 311,322,000 |
| Noninterest-bearing deposits | 33,519,000 | 49,209,000 | 44,553,000 | 39,971,000 |
| Equity capital | 31,041,000 | 32,335,000 | 33,465,000 | 34,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,111,000 | 10,582,000 | 16,684,000 | 23,451,000 |
| Interest expense | 1,936,000 | 3,985,000 | 6,332,000 | 9,138,000 |
| Net interest income | 3,175,000 | 6,597,000 | 10,352,000 | 14,313,000 |
| Noninterest income | 409,000 | 796,000 | 1,256,000 | 2,297,000 |
| Noninterest expense | 2,006,000 | 4,041,000 | 6,233,000 | 8,395,000 |
| Provision for loan losses | 175,000 | 325,000 | 590,000 | 890,000 |
| Pretax income | 1,422,000 | 3,073,000 | 4,865,000 | 7,405,000 |
| Income tax | 474,000 | 1,015,000 | 1,614,000 | 2,465,000 |
| Net income | 948,000 | 2,058,000 | 3,251,000 | 4,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,202,000 | 32,312,000 | 33,505,000 | 35,194,000 |
| Total capital | 34,327,000 | 35,587,000 | 37,046,000 | 39,034,000 |
| Risk-weighted assets | 274,267,000 | 282,734,000 | 296,276,000 | 324,529,000 |
Machine access — free, no API key
Every figure shown here about SOUTHCOAST COMMUNITY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.