Call reports 2012
SIMMONS FIRST BANK OF RUSSELLVILLE — 2012
What SIMMONS FIRST BANK OF RUSSELLVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,379,000 | 199,350,000 | 192,611,000 | 190,760,000 |
| Total loans | 96,832,000 | 99,485,000 | 101,354,000 | 104,506,000 |
| Allowance for loan losses | 2,212,000 | 1,890,000 | 1,850,000 | 1,847,000 |
| Securities available for sale | 10,110,000 | 10,094,000 | 8,032,000 | 8,001,000 |
| Securities held to maturity | 36,524,000 | 38,503,000 | 34,858,000 | 32,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,049,000 | 147,496,000 | 140,438,000 | 139,526,000 |
| Interest-bearing deposits | 108,664,000 | 110,261,000 | 110,074,000 | 110,827,000 |
| Noninterest-bearing deposits | 37,385,000 | 37,234,000 | 30,364,000 | 28,699,000 |
| Equity capital | 36,945,000 | 37,245,000 | 37,210,000 | 26,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,336,000 | 4,956,000 | 6,545,000 |
| Interest expense | 189,000 | 362,000 | 530,000 | 685,000 |
| Net interest income | 1,484,000 | 2,974,000 | 4,426,000 | 5,860,000 |
| Noninterest income | 554,000 | 1,139,000 | 1,757,000 | 2,353,000 |
| Noninterest expense | 1,396,000 | 2,820,000 | 4,215,000 | 5,630,000 |
| Provision for loan losses | -5,000 | -296,000 | -282,000 | -283,000 |
| Pretax income | 647,000 | 1,589,000 | 2,250,000 | 2,866,000 |
| Income tax | 186,000 | 478,000 | 672,000 | 852,000 |
| Net income | 461,000 | 1,111,000 | 1,578,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,053,000 | 27,510,000 | 27,617,000 | 17,103,000 |
| Total capital | 28,465,000 | 28,973,000 | 29,101,000 | 18,603,000 |
| Risk-weighted assets | 112,061,000 | 116,435,000 | 118,172,000 | 119,530,000 |