Call reports 2010
SIMMONS FIRST BANK OF RUSSELLVILLE — 2010
What SIMMONS FIRST BANK OF RUSSELLVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 190,090,000 | 186,778,000 | 183,241,000 | 182,434,000 |
| Total loans | 104,964,000 | 103,158,000 | 103,010,000 | 102,947,000 |
| Allowance for loan losses | 1,907,000 | 1,975,000 | 2,042,000 | 2,110,000 |
| Securities available for sale | 9,703,000 | 10,745,000 | 6,664,000 | 4,623,000 |
| Securities held to maturity | 25,896,000 | 29,032,000 | 32,716,000 | 32,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,244,000 | 133,925,000 | 130,171,000 | 129,869,000 |
| Interest-bearing deposits | 111,464,000 | 108,139,000 | 103,954,000 | 104,794,000 |
| Noninterest-bearing deposits | 25,780,000 | 25,786,000 | 26,217,000 | 25,076,000 |
| Equity capital | 35,766,000 | 35,885,000 | 36,068,000 | 36,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,894,000 | 3,811,000 | 5,727,000 | 7,587,000 |
| Interest expense | 362,000 | 678,000 | 984,000 | 1,265,000 |
| Net interest income | 1,532,000 | 3,133,000 | 4,743,000 | 6,322,000 |
| Noninterest income | 536,000 | 1,142,000 | 1,777,000 | 2,412,000 |
| Noninterest expense | 1,351,000 | 2,710,000 | 4,033,000 | 5,255,000 |
| Provision for loan losses | 71,000 | 147,000 | 227,000 | 302,000 |
| Pretax income | 646,000 | 1,418,000 | 2,260,000 | 3,177,000 |
| Income tax | 180,000 | 577,000 | 805,000 | 1,091,000 |
| Net income | 466,000 | 841,000 | 1,455,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,446,000 | 24,903,000 | 25,258,000 | 25,578,000 |
| Total capital | 25,955,000 | 26,387,000 | 26,731,000 | 27,061,000 |
| Risk-weighted assets | 120,159,000 | 118,095,000 | 117,121,000 | 117,827,000 |