Call reports 2019
OSSIAN STATE BANK — 2019
What OSSIAN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,374,000 | 111,248,000 | 107,028,000 | 111,644,000 |
| Total loans | 60,902,000 | 61,234,000 | 61,006,000 | 59,826,000 |
| Allowance for loan losses | 782,000 | 782,000 | 787,000 | 787,000 |
| Securities available for sale | 4,731,000 | 4,519,000 | 4,198,000 | 3,464,000 |
| Securities held to maturity | 13,256,000 | 13,120,000 | 11,952,000 | 11,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,646,000 | 99,162,000 | 94,513,000 | 99,015,000 |
| Interest-bearing deposits | 72,626,000 | 72,851,000 | 69,974,000 | 71,619,000 |
| Noninterest-bearing deposits | 25,021,000 | 26,312,000 | 24,538,000 | 27,397,000 |
| Equity capital | 10,352,000 | 10,755,000 | 11,107,000 | 11,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,066,000 | 2,158,000 | 3,252,000 | 4,322,000 |
| Interest expense | 122,000 | 244,000 | 367,000 | 476,000 |
| Net interest income | 944,000 | 1,914,000 | 2,885,000 | 3,846,000 |
| Noninterest income | 101,000 | 229,000 | 350,000 | 474,000 |
| Noninterest expense | 755,000 | 1,505,000 | 2,253,000 | 3,010,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 298,000 | 646,000 | 999,000 | 1,327,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 646,000 | 999,000 | 1,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,405,000 | 10,754,000 | 11,106,000 | 11,234,000 |
| Total capital | 11,187,000 | 11,536,000 | 11,893,000 | 12,021,000 |
| Risk-weighted assets | 66,785,000 | 67,246,000 | 73,841,000 | 73,877,000 |