Call reports 2017
OSSIAN STATE BANK — 2017
What OSSIAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 97,015,000 | 98,367,000 | 99,152,000 | 100,995,000 |
| Total loans | 58,320,000 | 57,671,000 | 55,153,000 | 57,710,000 |
| Allowance for loan losses | 800,000 | 801,000 | 789,000 | 787,000 |
| Securities available for sale | 10,760,000 | 10,084,000 | 9,610,000 | 7,994,000 |
| Securities held to maturity | 7,780,000 | 7,698,000 | 9,483,000 | 9,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,806,000 | 88,162,000 | 88,624,000 | 90,442,000 |
| Interest-bearing deposits | 65,291,000 | 67,106,000 | 66,212,000 | 67,623,000 |
| Noninterest-bearing deposits | 21,516,000 | 21,056,000 | 22,412,000 | 22,819,000 |
| Equity capital | 9,526,000 | 9,530,000 | 9,749,000 | 9,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 804,000 | 1,628,000 | 2,474,000 | 3,329,000 |
| Interest expense | 57,000 | 117,000 | 187,000 | 254,000 |
| Net interest income | 747,000 | 1,511,000 | 2,287,000 | 3,075,000 |
| Noninterest income | 94,000 | 208,000 | 315,000 | 423,000 |
| Noninterest expense | 663,000 | 1,321,000 | 1,986,000 | 2,680,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 398,000 | 616,000 | 818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 398,000 | 616,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,586,000 | 9,556,000 | 9,773,000 | 9,976,000 |
| Total capital | 10,354,000 | 10,317,000 | 10,516,000 | 10,744,000 |
| Risk-weighted assets | 61,377,000 | 60,882,000 | 59,386,000 | 61,438,000 |