Call reports 2016
OSSIAN STATE BANK — 2016
What OSSIAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,831,000 | 95,526,000 | 94,375,000 | 101,967,000 |
| Total loans | 57,905,000 | 57,519,000 | 56,873,000 | 58,105,000 |
| Allowance for loan losses | 869,000 | 803,000 | 800,000 | 800,000 |
| Securities available for sale | 16,085,000 | 13,993,000 | 12,299,000 | 11,532,000 |
| Securities held to maturity | 4,166,000 | 4,982,000 | 5,674,000 | 7,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,021,000 | 85,504,000 | 84,130,000 | 89,080,000 |
| Interest-bearing deposits | 65,577,000 | 66,168,000 | 65,118,000 | 68,027,000 |
| Noninterest-bearing deposits | 18,445,000 | 19,336,000 | 19,012,000 | 21,053,000 |
| Equity capital | 9,033,000 | 9,290,000 | 9,439,000 | 9,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,525,000 | 2,291,000 | 3,083,000 |
| Interest expense | 58,000 | 114,000 | 169,000 | 227,000 |
| Net interest income | 689,000 | 1,411,000 | 2,122,000 | 2,856,000 |
| Noninterest income | 97,000 | 200,000 | 315,000 | 427,000 |
| Noninterest expense | 626,000 | 1,245,000 | 1,899,000 | 2,562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 366,000 | 538,000 | 721,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 366,000 | 538,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,997,000 | 9,203,000 | 9,374,000 | 9,408,000 |
| Total capital | 9,766,000 | 9,963,000 | 10,119,000 | 10,174,000 |
| Risk-weighted assets | 61,383,000 | 60,731,000 | 59,565,000 | 61,270,000 |