Call reports 2012
OSSIAN STATE BANK — 2012
What OSSIAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,498,000 | 92,285,000 | 91,759,000 | 93,276,000 |
| Total loans | 50,486,000 | 53,849,000 | 54,302,000 | 55,057,000 |
| Allowance for loan losses | 1,208,000 | 1,139,000 | 1,073,000 | 1,014,000 |
| Securities available for sale | 19,105,000 | 20,650,000 | 21,491,000 | 21,344,000 |
| Securities held to maturity | 970,000 | 970,000 | 944,000 | 944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,452,000 | 81,007,000 | 80,191,000 | 81,733,000 |
| Interest-bearing deposits | 61,884,000 | 66,931,000 | 66,257,000 | 65,408,000 |
| Noninterest-bearing deposits | 14,568,000 | 14,075,000 | 13,934,000 | 16,325,000 |
| Equity capital | 9,030,000 | 9,175,000 | 9,361,000 | 9,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,516,000 | 2,301,000 | 3,063,000 |
| Interest expense | 137,000 | 267,000 | 394,000 | 506,000 |
| Net interest income | 615,000 | 1,249,000 | 1,907,000 | 2,557,000 |
| Noninterest income | 108,000 | 228,000 | 370,000 | 495,000 |
| Noninterest expense | 626,000 | 1,254,000 | 1,906,000 | 2,533,000 |
| Provision for loan losses | 0 | -75,000 | -150,000 | -250,000 |
| Pretax income | 97,000 | 298,000 | 514,000 | 762,000 |
| Income tax | 24,000 | 92,000 | 165,000 | 251,000 |
| Net income | 73,000 | 206,000 | 349,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,311,000 | 8,524,000 | 8,686,000 | 9,017,000 |
| Total capital | 9,009,000 | 9,271,000 | 9,433,000 | 9,773,000 |
| Risk-weighted assets | 55,304,000 | 59,350,000 | 59,398,000 | 60,254,000 |