Call reports 2025
FWBANK — 2025
What FWBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 181,646,000 | 194,223,000 | 190,959,000 | 191,710,000 |
| Total loans | 128,115,000 | 131,859,000 | 134,222,000 | 130,831,000 |
| Allowance for loan losses | 1,734,000 | 1,854,000 | 1,951,000 | 1,536,000 |
| Securities available for sale | 23,654,000 | 31,675,000 | 32,741,000 | 33,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,015,000 | 169,368,000 | 159,285,000 | 162,809,000 |
| Interest-bearing deposits | 123,782,000 | 133,951,000 | 123,235,000 | 122,699,000 |
| Noninterest-bearing deposits | 34,233,000 | 35,417,000 | 36,050,000 | 40,110,000 |
| Equity capital | 21,680,000 | 22,813,000 | 24,091,000 | 26,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,817,000 | 5,826,000 | 8,825,000 | 11,806,000 |
| Interest expense | 665,000 | 1,370,000 | 2,041,000 | 2,665,000 |
| Net interest income | 2,152,000 | 4,456,000 | 6,784,000 | 9,141,000 |
| Noninterest income | 564,000 | 1,485,000 | 2,727,000 | 3,510,000 |
| Noninterest expense | 2,415,000 | 4,663,000 | 7,102,000 | 9,697,000 |
| Provision for loan losses | 84,000 | 202,000 | 298,000 | 492,000 |
| Pretax income | 176,000 | 1,034,000 | 2,097,000 | 2,463,000 |
| Income tax | 5,000 | 11,000 | 80,000 | -1,765,000 |
| Net income | 171,000 | 1,023,000 | 2,017,000 | 4,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,784,000 | 23,524,000 | 24,468,000 | 24,590,000 |