Call reports 2018
MILFORD NATIONAL BANK AND TRUST COMPANY THE — 2018
What MILFORD NATIONAL BANK AND TRUST COMPANY THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 365,356,000 | 365,741,000 | 359,567,000 |
| Total loans | 308,270,000 | 313,262,000 | 301,876,000 |
| Allowance for loan losses | 4,146,000 | 4,236,000 | 4,171,000 |
| Securities available for sale | 30,024,000 | 28,885,000 | 28,571,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 3,647,000 | 3,471,000 | 3,240,000 |
| Total deposits | 301,139,000 | 294,879,000 | 299,317,000 |
| Interest-bearing deposits | 287,232,000 | 278,790,000 | 285,555,000 |
| Noninterest-bearing deposits | 13,907,000 | 16,089,000 | 13,762,000 |
| Equity capital | 29,918,000 | 29,858,000 | 30,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 3,712,000 | 7,146,000 | 10,998,000 |
| Interest expense | 405,000 | 907,000 | 1,520,000 |
| Net interest income | 3,307,000 | 6,239,000 | 9,478,000 |
| Noninterest income | 486,000 | 978,000 | 1,435,000 |
| Noninterest expense | 2,654,000 | 5,982,000 | 8,557,000 |
| Provision for loan losses | 74,000 | 171,000 | 254,000 |
| Pretax income | 1,065,000 | 1,064,000 | 2,102,000 |
| Income tax | 280,000 | 260,000 | 531,000 |
| Net income | 785,000 | 804,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 30,187,000 | 30,172,000 | 30,898,000 |
| Total capital | 33,585,000 | 33,601,000 | 34,207,000 |
| Risk-weighted assets | 270,854,000 | 273,312,000 | 263,615,000 |