Call reports 2011
MILFORD NATIONAL BANK AND TRUST COMPANY THE — 2011
What MILFORD NATIONAL BANK AND TRUST COMPANY THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 276,310,000 | 275,038,000 | 271,962,000 | 267,516,000 |
| Total loans | 220,604,000 | 217,233,000 | 215,404,000 | 214,517,000 |
| Allowance for loan losses | 3,119,000 | 3,121,000 | 3,299,000 | 3,027,000 |
| Securities available for sale | 10,913,000 | 11,266,000 | 12,453,000 | 12,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 16,183,000 | 15,677,000 | 14,715,000 | 14,169,000 |
| Total deposits | 250,839,000 | 241,048,000 | 238,462,000 | 233,631,000 |
| Interest-bearing deposits | 239,368,000 | 230,640,000 | 227,525,000 | 223,165,000 |
| Noninterest-bearing deposits | 11,472,000 | 10,408,000 | 10,937,000 | 10,466,000 |
| Equity capital | 24,370,000 | 24,632,000 | 22,923,000 | 23,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,911,000 | 5,784,000 | 8,653,000 | 11,440,000 |
| Interest expense | 335,000 | 645,000 | 929,000 | 1,189,000 |
| Net interest income | 2,576,000 | 5,139,000 | 7,724,000 | 10,251,000 |
| Noninterest income | 483,000 | 1,011,000 | 1,566,000 | 2,112,000 |
| Noninterest expense | 2,136,000 | 4,546,000 | 6,749,000 | 9,063,000 |
| Provision for loan losses | 431,000 | 698,000 | 936,000 | 1,058,000 |
| Pretax income | 492,000 | 906,000 | 1,605,000 | 2,242,000 |
| Income tax | 201,000 | 371,000 | 656,000 | 608,000 |
| Net income | 291,000 | 535,000 | 949,000 | 1,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,412,000 | 24,632,000 | 22,872,000 | 23,534,000 |
| Total capital | 26,802,000 | 27,015,000 | 25,239,000 | 25,842,000 |
| Risk-weighted assets | 190,426,000 | 189,789,000 | 188,330,000 | 183,899,000 |