Call reports 2007
MILFORD NATIONAL BANK AND TRUST COMPANY THE — 2007
What MILFORD NATIONAL BANK AND TRUST COMPANY THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 325,102,000 | 328,532,000 | 325,574,000 | 325,793,000 |
| Total loans | 258,938,000 | 254,800,000 | 259,318,000 | 257,634,000 |
| Allowance for loan losses | 2,889,000 | 2,886,000 | 2,880,000 | 3,208,000 |
| Securities available for sale | 380,000 | 2,721,000 | 408,000 | 5,168,000 |
| Securities held to maturity | 0 | 1,440,000 | 1,440,000 | 1,440,000 |
| Trading assets | 42,044,000 | 48,825,000 | 42,939,000 | 39,443,000 |
| Total deposits | 266,376,000 | 265,043,000 | 263,207,000 | 266,379,000 |
| Interest-bearing deposits | 256,490,000 | 250,159,000 | 252,558,000 | 251,492,000 |
| Noninterest-bearing deposits | 9,886,000 | 14,884,000 | 10,649,000 | 14,887,000 |
| Equity capital | 23,837,000 | 23,947,000 | 23,825,000 | 23,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,008,000 | 9,952,000 | 14,915,000 | 19,695,000 |
| Interest expense | 2,390,000 | 4,598,000 | 6,972,000 | 9,294,000 |
| Net interest income | 2,618,000 | 5,354,000 | 7,943,000 | 10,401,000 |
| Noninterest income | 1,198,000 | 2,244,000 | 3,436,000 | 4,568,000 |
| Noninterest expense | 3,247,000 | 6,732,000 | 10,292,000 | 13,933,000 |
| Provision for loan losses | -849,000 | -834,000 | -811,000 | -431,000 |
| Pretax income | 1,419,000 | 1,701,000 | 1,899,000 | 1,468,000 |
| Income tax | 554,000 | 664,000 | 721,000 | 586,000 |
| Net income | 865,000 | 1,037,000 | 1,178,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,837,000 | 23,947,000 | 23,825,000 | 23,468,000 |
| Total capital | 26,530,000 | 26,568,000 | 26,444,000 | 26,086,000 |
| Risk-weighted assets | 214,925,000 | 209,125,000 | 209,029,000 | 208,658,000 |
Machine access — free, no API key
Every figure shown here about MILFORD NATIONAL BANK AND TRUST COMPANY THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.