Call reports 2025
GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 641,217,000 | 648,004,000 | 642,676,000 | 652,429,000 |
| Total loans | 556,968,000 | 560,070,000 | 564,353,000 | 572,675,000 |
| Allowance for loan losses | 1,041,000 | 1,104,000 | 1,108,000 | 1,119,000 |
| Securities available for sale | 1,485,000 | 1,477,000 | 1,497,000 | 1,499,000 |
| Securities held to maturity | 45,867,000 | 44,861,000 | 47,692,000 | 47,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,704,000 | 477,366,000 | 477,959,000 | 490,058,000 |
| Interest-bearing deposits | 452,117,000 | 453,804,000 | 461,151,000 | 467,921,000 |
| Noninterest-bearing deposits | 18,587,000 | 23,562,000 | 16,808,000 | 22,137,000 |
| Equity capital | 98,846,000 | 98,956,000 | 99,222,000 | 99,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,638,000 | 13,448,000 | 20,502,000 | 27,283,000 |
| Interest expense | 4,408,000 | 8,785,000 | 13,137,000 | 17,481,000 |
| Net interest income | 2,230,000 | 4,663,000 | 7,365,000 | 9,802,000 |
| Noninterest income | 37,000 | 61,000 | 98,000 | 130,000 |
| Noninterest expense | 2,168,000 | 4,403,000 | 6,855,000 | 9,567,000 |
| Provision for loan losses | 9,000 | 72,000 | 76,000 | 144,000 |
| Pretax income | 117,000 | 235,000 | 517,000 | 210,000 |
| Income tax | 11,000 | 13,000 | 53,000 | -33,000 |
| Net income | 106,000 | 222,000 | 464,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,846,000 | 98,961,000 | 99,204,000 | 98,982,000 |
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