Call reports 2021
GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 591,255,000 | 595,776,000 | 590,348,000 | 601,636,000 |
| Total loans | 471,768,000 | 466,875,000 | 480,802,000 | 486,507,000 |
| Allowance for loan losses | 570,000 | 638,000 | 648,000 | 669,000 |
| Securities available for sale | 1,120,000 | 618,000 | 606,000 | 600,000 |
| Securities held to maturity | 57,504,000 | 64,761,000 | 62,269,000 | 61,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,719,000 | 433,932,000 | 427,959,000 | 438,374,000 |
| Interest-bearing deposits | 416,106,000 | 417,189,000 | 414,480,000 | 421,436,000 |
| Noninterest-bearing deposits | 13,613,000 | 16,743,000 | 13,479,000 | 16,938,000 |
| Equity capital | 93,531,000 | 93,880,000 | 94,307,000 | 95,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,581,000 | 9,145,000 | 13,669,000 | 18,133,000 |
| Interest expense | 1,843,000 | 3,627,000 | 5,293,000 | 6,877,000 |
| Net interest income | 2,738,000 | 5,518,000 | 8,376,000 | 11,256,000 |
| Noninterest income | 21,000 | 47,000 | 76,000 | 101,000 |
| Noninterest expense | 1,971,000 | 4,312,000 | 6,678,000 | 8,519,000 |
| Provision for loan losses | 0 | 69,000 | 79,000 | 101,000 |
| Pretax income | 788,000 | 1,184,000 | 1,695,000 | 2,737,000 |
| Income tax | 141,000 | 188,000 | 261,000 | 578,000 |
| Net income | 647,000 | 996,000 | 1,434,000 | 2,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,507,000 | 93,856,000 | 94,293,000 | 95,018,000 |