Call reports 2019
GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 545,659,000 | 540,235,000 | 558,412,000 | 558,762,000 |
| Total loans | 499,979,000 | 498,056,000 | 497,039,000 | 501,444,000 |
| Allowance for loan losses | 428,000 | 451,000 | 514,000 | 519,000 |
| Securities available for sale | 10,000 | 1,597,000 | 1,601,000 | 1,530,000 |
| Securities held to maturity | 3,253,000 | 4,928,000 | 33,427,000 | 32,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,641,000 | 418,015,000 | 410,745,000 | 410,039,000 |
| Interest-bearing deposits | 406,157,000 | 402,451,000 | 399,777,000 | 397,212,000 |
| Noninterest-bearing deposits | 11,484,000 | 15,564,000 | 10,968,000 | 12,827,000 |
| Equity capital | 88,907,000 | 89,530,000 | 89,870,000 | 90,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,731,000 | 9,607,000 | 14,452,000 | 19,628,000 |
| Interest expense | 1,969,000 | 4,089,000 | 6,288,000 | 8,550,000 |
| Net interest income | 2,762,000 | 5,518,000 | 8,164,000 | 11,078,000 |
| Noninterest income | 17,000 | 37,000 | -55,000 | -7,000 |
| Noninterest expense | 1,867,000 | 3,903,000 | 5,987,000 | 7,720,000 |
| Provision for loan losses | 47,000 | 88,000 | 154,000 | 160,000 |
| Pretax income | 865,000 | 1,564,000 | 1,968,000 | 3,191,000 |
| Income tax | 177,000 | 313,000 | 384,000 | 631,000 |
| Net income | 688,000 | 1,251,000 | 1,584,000 | 2,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,892,000 | 89,455,000 | 89,788,000 | 90,764,000 |
| Total capital | 89,321,000 | 89,910,000 | 90,308,000 | 91,283,000 |
| Risk-weighted assets | 295,510,000 | 290,405,000 | 310,642,000 | 310,896,000 |