Call reports 2017
GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 538,782,000 | 541,007,000 | 533,965,000 | 525,880,000 |
| Total loans | 495,990,000 | 493,270,000 | 489,414,000 | 490,682,000 |
| Allowance for loan losses | 780,000 | 467,000 | 441,000 | 446,000 |
| Securities available for sale | 11,563,000 | 11,220,000 | 10,894,000 | 10,674,000 |
| Securities held to maturity | 30,000 | 30,000 | 272,000 | 272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,530,000 | 427,370,000 | 418,926,000 | 410,585,000 |
| Interest-bearing deposits | 414,806,000 | 414,200,000 | 407,744,000 | 398,748,000 |
| Noninterest-bearing deposits | 10,724,000 | 13,170,000 | 11,182,000 | 11,837,000 |
| Equity capital | 82,447,000 | 83,397,000 | 84,282,000 | 84,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,575,000 | 9,231,000 | 13,830,000 | 18,419,000 |
| Interest expense | 1,420,000 | 2,951,000 | 4,439,000 | 5,907,000 |
| Net interest income | 3,155,000 | 6,280,000 | 9,391,000 | 12,512,000 |
| Noninterest income | 84,000 | 146,000 | 219,000 | 245,000 |
| Noninterest expense | 1,832,000 | 3,577,000 | 5,422,000 | 7,573,000 |
| Provision for loan losses | 89,000 | 99,000 | 105,000 | 105,000 |
| Pretax income | 1,318,000 | 2,750,000 | 4,083,000 | 5,079,000 |
| Income tax | 450,000 | 944,000 | 1,395,000 | 1,727,000 |
| Net income | 868,000 | 1,806,000 | 2,688,000 | 3,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,462,000 | 83,400,000 | 84,282,000 | 84,945,000 |
| Total capital | 83,242,000 | 83,867,000 | 84,723,000 | 85,391,000 |
| Risk-weighted assets | 284,177,000 | 291,879,000 | 284,077,000 | 288,344,000 |