Call reports 2026
RACCOON VALLEY BANK — 2026
What RACCOON VALLEY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 489,908,000 | 486,033,000 |
| Total loans | 377,090,000 | 382,331,000 |
| Allowance for loan losses | 5,319,000 | 5,677,000 |
| Securities available for sale | 74,907,000 | 73,283,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 435,435,000 | 430,200,000 |
| Interest-bearing deposits | 365,133,000 | 360,081,000 |
| Noninterest-bearing deposits | 70,302,000 | 70,119,000 |
| Equity capital | 44,490,000 | 46,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,756,000 | 13,798,000 |
| Interest expense | 2,326,000 | 4,680,000 |
| Net interest income | 4,430,000 | 9,118,000 |
| Noninterest income | 300,000 | 591,000 |
| Noninterest expense | 2,673,000 | 5,441,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 1,929,000 | 3,990,000 |
| Income tax | 46,000 | 80,000 |
| Net income | 1,883,000 | 3,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 45,285,000 | 46,713,000 |
| Total capital | 50,354,000 | 51,812,000 |
| Risk-weighted assets | 405,266,000 | 407,394,000 |