Call reports 2022
RACCOON VALLEY BANK — 2022
What RACCOON VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 397,765,000 | 404,395,000 | 400,561,000 | 415,176,000 |
| Total loans | 288,607,000 | 304,879,000 | 320,166,000 | 331,481,000 |
| Allowance for loan losses | 3,230,000 | 3,320,000 | 3,411,000 | 3,710,000 |
| Securities available for sale | 58,234,000 | 62,743,000 | 61,339,000 | 61,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,066,000 | 368,172,000 | 364,950,000 | 376,209,000 |
| Interest-bearing deposits | 284,725,000 | 290,874,000 | 290,008,000 | 300,552,000 |
| Noninterest-bearing deposits | 77,341,000 | 77,298,000 | 74,942,000 | 75,657,000 |
| Equity capital | 32,887,000 | 32,961,000 | 31,923,000 | 33,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,144,000 | 6,699,000 | 10,732,000 | 15,331,000 |
| Interest expense | 255,000 | 512,000 | 960,000 | 1,963,000 |
| Net interest income | 2,889,000 | 6,187,000 | 9,772,000 | 13,368,000 |
| Noninterest income | 311,000 | 597,000 | 857,000 | 1,111,000 |
| Noninterest expense | 2,054,000 | 4,077,000 | 6,175,000 | 8,251,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 570,000 |
| Pretax income | 1,082,000 | 2,553,000 | 4,210,000 | 5,684,000 |
| Income tax | 66,000 | 126,000 | 185,000 | 288,000 |
| Net income | 1,016,000 | 2,427,000 | 4,025,000 | 5,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,418,000 | 35,279,000 | 36,074,000 | 36,640,000 |
| Total capital | 37,648,000 | 38,599,000 | 39,485,000 | 40,350,000 |
| Risk-weighted assets | 313,579,000 | 330,586,000 | 349,153,000 | 356,410,000 |