Call reports 2021
RACCOON VALLEY BANK — 2021
What RACCOON VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 357,359,000 | 355,486,000 | 367,216,000 | 394,924,000 |
| Total loans | 242,922,000 | 241,371,000 | 256,809,000 | 286,527,000 |
| Allowance for loan losses | 3,139,000 | 3,139,000 | 3,139,000 | 3,139,000 |
| Securities available for sale | 57,473,000 | 58,762,000 | 60,381,000 | 61,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,234,000 | 318,909,000 | 330,712,000 | 355,933,000 |
| Interest-bearing deposits | 254,044,000 | 253,710,000 | 259,252,000 | 275,893,000 |
| Noninterest-bearing deposits | 66,190,000 | 65,199,000 | 71,460,000 | 80,040,000 |
| Equity capital | 30,861,000 | 31,213,000 | 31,599,000 | 34,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,137,000 | 6,232,000 | 9,519,000 | 12,854,000 |
| Interest expense | 388,000 | 702,000 | 988,000 | 1,256,000 |
| Net interest income | 2,749,000 | 5,530,000 | 8,531,000 | 11,598,000 |
| Noninterest income | 755,000 | 1,150,000 | 1,513,000 | 1,762,000 |
| Noninterest expense | 1,955,000 | 3,836,000 | 5,848,000 | 7,999,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,898,000 | 3,193,000 | 4,545,000 | 5,710,000 |
| Income tax | 91,000 | 158,000 | 224,000 | 290,000 |
| Net income | 1,807,000 | 3,035,000 | 4,321,000 | 5,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,734,000 | 30,170,000 | 30,664,000 | 33,952,000 |
| Total capital | 32,873,000 | 33,309,000 | 33,803,000 | 37,091,000 |
| Risk-weighted assets | 262,980,000 | 267,901,000 | 285,849,000 | 311,259,000 |