Call reports 2018
RACCOON VALLEY BANK — 2018
What RACCOON VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 265,777,000 | 266,128,000 | 267,836,000 | 280,725,000 |
| Total loans | 182,459,000 | 184,878,000 | 186,717,000 | 192,675,000 |
| Allowance for loan losses | 2,194,000 | 2,212,000 | 2,230,000 | 2,252,000 |
| Securities available for sale | 59,595,000 | 58,808,000 | 56,000,000 | 60,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,450,000 | 242,389,000 | 244,741,000 | 256,784,000 |
| Interest-bearing deposits | 206,861,000 | 207,031,000 | 212,875,000 | 221,937,000 |
| Noninterest-bearing deposits | 35,589,000 | 35,358,000 | 31,866,000 | 34,847,000 |
| Equity capital | 19,225,000 | 19,601,000 | 19,796,000 | 20,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,442,000 | 5,014,000 | 7,676,000 | 10,533,000 |
| Interest expense | 377,000 | 789,000 | 1,265,000 | 1,822,000 |
| Net interest income | 2,065,000 | 4,225,000 | 6,411,000 | 8,711,000 |
| Noninterest income | 248,000 | 504,000 | 770,000 | 1,034,000 |
| Noninterest expense | 1,470,000 | 3,002,000 | 4,492,000 | 6,160,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 802,000 | 1,664,000 | 2,559,000 | 3,395,000 |
| Income tax | 36,000 | 83,000 | 128,000 | 167,000 |
| Net income | 766,000 | 1,581,000 | 2,431,000 | 3,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,204,000 | 20,666,000 | 21,097,000 | 21,405,000 |
| Total capital | 22,398,000 | 22,878,000 | 23,327,000 | 23,657,000 |
| Risk-weighted assets | 212,014,000 | 204,395,000 | 206,575,000 | 214,039,000 |