Call reports 2017
RACCOON VALLEY BANK — 2017
What RACCOON VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 258,061,000 | 256,692,000 | 252,517,000 | 265,290,000 |
| Total loans | 171,059,000 | 172,546,000 | 178,372,000 | 183,811,000 |
| Allowance for loan losses | 2,161,000 | 2,176,000 | 2,171,000 | 2,172,000 |
| Securities available for sale | 59,638,000 | 56,248,000 | 58,462,000 | 59,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,038,000 | 232,665,000 | 223,749,000 | 240,971,000 |
| Interest-bearing deposits | 202,659,000 | 198,856,000 | 190,314,000 | 206,232,000 |
| Noninterest-bearing deposits | 32,379,000 | 33,809,000 | 33,435,000 | 34,739,000 |
| Equity capital | 18,758,000 | 19,446,000 | 19,618,000 | 19,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 4,448,000 | 6,762,000 | 9,161,000 |
| Interest expense | 289,000 | 594,000 | 923,000 | 1,289,000 |
| Net interest income | 1,872,000 | 3,854,000 | 5,839,000 | 7,872,000 |
| Noninterest income | 195,000 | 411,000 | 646,000 | 861,000 |
| Noninterest expense | 1,555,000 | 2,909,000 | 4,331,000 | 6,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 512,000 | 1,356,000 | 2,144,000 | 2,438,000 |
| Income tax | 26,000 | 67,000 | 109,000 | 143,000 |
| Net income | 486,000 | 1,289,000 | 2,035,000 | 2,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,074,000 | 19,438,000 | 19,693,000 | 19,613,000 |
| Total capital | 21,235,000 | 21,614,000 | 21,864,000 | 21,785,000 |
| Risk-weighted assets | 187,838,000 | 189,598,000 | 193,212,000 | 214,453,000 |