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Call reports 2002

RACCOON VALLEY BANK — 2002

What RACCOON VALLEY BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/16cce8fd-8510-4d11-b379-c1912c6336ea/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets92,528,00092,680,00089,594,00094,397,000
Total loans52,801,00052,964,00055,344,00053,332,000
Allowance for loan losses693,000736,000663,000654,000
Securities available for sale20,257,00023,926,00024,221,00023,528,000
Securities held to maturity39,00034,00025,00021,000
Trading assets0000
Total deposits79,285,00078,135,00074,994,00079,359,000
Interest-bearing deposits75,008,00073,153,00070,258,00073,466,000
Noninterest-bearing deposits4,277,0004,982,0004,736,0005,893,000
Equity capital8,506,0008,702,0008,824,0008,885,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income1,317,0002,616,0003,923,0005,209,000
Interest expense554,0001,096,0001,619,0002,123,000
Net interest income763,0001,520,0002,304,0003,086,000
Noninterest income114,000243,000342,000427,000
Noninterest expense522,0001,052,0001,591,0002,118,000
Provision for loan losses15,00050,00065,00080,000
Pretax income340,000661,000990,0001,315,000
Income tax11,00011,00041,00065,000
Net income329,000650,000949,0001,250,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital8,118,0008,195,0008,284,0008,370,000
Total capital8,811,0008,931,0008,947,0009,024,000
Risk-weighted assets68,141,00068,127,00068,869,00068,126,000

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