Call reports 2020
BANK OF ALAPAHA — 2020
What BANK OF ALAPAHA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 184,975,000 | 197,345,000 | 205,711,000 | 217,974,000 |
| Total loans | 119,968,000 | 120,901,000 | 120,683,000 | 111,809,000 |
| Allowance for loan losses | 1,881,000 | 1,492,000 | 1,533,000 | 1,708,000 |
| Securities available for sale | 20,956,000 | 26,673,000 | 28,371,000 | 31,151,000 |
| Securities held to maturity | 6,603,000 | 7,000,000 | 8,263,000 | 10,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,880,000 | 175,869,000 | 184,724,000 | 197,325,000 |
| Interest-bearing deposits | 136,088,000 | 141,720,000 | 146,660,000 | 157,550,000 |
| Noninterest-bearing deposits | 27,792,000 | 34,149,000 | 38,064,000 | 39,775,000 |
| Equity capital | 20,001,000 | 20,484,000 | 19,928,000 | 19,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,005,000 | 3,942,000 | 5,856,000 | 7,727,000 |
| Interest expense | 630,000 | 1,171,000 | 1,652,000 | 2,060,000 |
| Net interest income | 1,375,000 | 2,771,000 | 4,204,000 | 5,667,000 |
| Noninterest income | 182,000 | 344,000 | 502,000 | 650,000 |
| Noninterest expense | 1,182,000 | 2,364,000 | 3,509,000 | 4,634,000 |
| Provision for loan losses | 50,000 | 285,000 | 550,000 | 765,000 |
| Pretax income | 325,000 | 471,000 | 647,000 | 918,000 |
| Income tax | 96,000 | 144,000 | 144,000 | 167,000 |
| Net income | 229,000 | 327,000 | 503,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,885,000 | 19,869,000 | 19,520,000 | 19,644,000 |
| Total capital | 21,455,000 | 21,361,000 | 20,997,000 | 21,201,000 |
| Risk-weighted assets | 125,268,000 | 129,504,000 | 118,143,000 | 124,445,000 |
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