Call reports 2019
BANK OF ALAPAHA — 2019
What BANK OF ALAPAHA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 168,985,000 | 176,409,000 | 176,895,000 | 181,347,000 |
| Total loans | 121,108,000 | 126,786,000 | 128,795,000 | 122,929,000 |
| Allowance for loan losses | 1,885,000 | 2,034,000 | 2,118,000 | 1,921,000 |
| Securities available for sale | 15,182,000 | 15,717,000 | 15,840,000 | 17,930,000 |
| Securities held to maturity | 5,511,000 | 5,974,000 | 6,243,000 | 6,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,035,000 | 156,661,000 | 156,456,000 | 160,694,000 |
| Interest-bearing deposits | 123,363,000 | 127,993,000 | 130,296,000 | 131,786,000 |
| Noninterest-bearing deposits | 26,672,000 | 28,668,000 | 26,160,000 | 28,907,000 |
| Equity capital | 18,126,000 | 18,756,000 | 19,183,000 | 19,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 4,119,000 | 6,292,000 | 8,395,000 |
| Interest expense | 496,000 | 1,098,000 | 1,707,000 | 2,346,000 |
| Net interest income | 1,495,000 | 3,021,000 | 4,585,000 | 6,049,000 |
| Noninterest income | 205,000 | 438,000 | 667,000 | 874,000 |
| Noninterest expense | 1,062,000 | 2,130,000 | 3,251,000 | 4,351,000 |
| Provision for loan losses | 165,000 | 285,000 | 405,000 | 500,000 |
| Pretax income | 473,000 | 1,044,000 | 1,596,000 | 2,072,000 |
| Income tax | 131,000 | 273,000 | 419,000 | 468,000 |
| Net income | 342,000 | 771,000 | 1,177,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,405,000 | 18,834,000 | 19,240,000 | 19,667,000 |
| Total capital | 19,927,000 | 20,424,000 | 20,857,000 | 21,248,000 |
| Risk-weighted assets | 121,398,000 | 126,716,000 | 128,840,000 | 126,169,000 |