Call reports 2018
BANK OF ALAPAHA — 2018
What BANK OF ALAPAHA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 157,240,000 | 157,693,000 | 159,546,000 | 164,155,000 |
| Total loans | 112,205,000 | 116,731,000 | 121,085,000 | 116,131,000 |
| Allowance for loan losses | 1,600,000 | 1,751,000 | 1,644,000 | 1,801,000 |
| Securities available for sale | 12,953,000 | 13,947,000 | 14,051,000 | 14,761,000 |
| Securities held to maturity | 6,028,000 | 6,047,000 | 5,226,000 | 5,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,047,000 | 139,504,000 | 140,658,000 | 145,317,000 |
| Interest-bearing deposits | 113,227,000 | 109,849,000 | 113,823,000 | 116,870,000 |
| Noninterest-bearing deposits | 25,820,000 | 29,655,000 | 26,835,000 | 28,447,000 |
| Equity capital | 17,558,000 | 17,474,000 | 17,855,000 | 18,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,436,000 | 5,304,000 | 7,202,000 |
| Interest expense | 262,000 | 548,000 | 914,000 | 1,353,000 |
| Net interest income | 1,394,000 | 2,888,000 | 4,390,000 | 5,849,000 |
| Noninterest income | 239,000 | 496,000 | 750,000 | 1,036,000 |
| Noninterest expense | 1,018,000 | 1,995,000 | 3,017,000 | 4,119,000 |
| Provision for loan losses | 75,000 | 169,000 | 279,000 | 664,000 |
| Pretax income | 540,000 | 1,220,000 | 1,844,000 | 2,102,000 |
| Income tax | 129,000 | 330,000 | 566,000 | 511,000 |
| Net income | 411,000 | 890,000 | 1,278,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,983,000 | 17,962,000 | 18,349,000 | 18,663,000 |
| Total capital | 19,382,000 | 19,400,000 | 19,843,000 | 20,220,000 |
| Risk-weighted assets | 111,728,000 | 114,711,000 | 119,400,000 | 124,355,000 |