Call reports 2017
BANK OF ALAPAHA — 2017
What BANK OF ALAPAHA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 149,826,000 | 150,696,000 | 152,414,000 | 158,783,000 |
| Total loans | 104,320,000 | 111,447,000 | 117,069,000 | 108,919,000 |
| Allowance for loan losses | 1,513,000 | 1,572,000 | 1,500,000 | 1,462,000 |
| Securities available for sale | 13,801,000 | 12,341,000 | 10,635,000 | 11,108,000 |
| Securities held to maturity | 7,054,000 | 6,723,000 | 6,462,000 | 6,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,595,000 | 133,083,000 | 134,790,000 | 141,016,000 |
| Interest-bearing deposits | 106,391,000 | 106,286,000 | 109,157,000 | 110,820,000 |
| Noninterest-bearing deposits | 26,204,000 | 26,797,000 | 25,633,000 | 30,196,000 |
| Equity capital | 16,704,000 | 17,143,000 | 17,002,000 | 17,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,227,000 | 4,905,000 | 6,609,000 |
| Interest expense | 196,000 | 394,000 | 609,000 | 854,000 |
| Net interest income | 1,429,000 | 2,833,000 | 4,296,000 | 5,755,000 |
| Noninterest income | 181,000 | 348,000 | 529,000 | 908,000 |
| Noninterest expense | 913,000 | 1,854,000 | 2,825,000 | 3,870,000 |
| Provision for loan losses | 60,000 | 120,000 | 188,000 | 373,000 |
| Pretax income | 637,000 | 1,209,000 | 1,803,000 | 2,411,000 |
| Income tax | 219,000 | 467,000 | 718,000 | 875,000 |
| Net income | 418,000 | 742,000 | 1,085,000 | 1,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,954,000 | 17,277,000 | 17,121,000 | 17,571,000 |
| Total capital | 18,227,000 | 18,649,000 | 18,492,000 | 18,886,000 |
| Risk-weighted assets | 101,632,000 | 109,549,000 | 109,573,000 | 105,032,000 |