Call reports 2016
BANK OF ALAPAHA — 2016
What BANK OF ALAPAHA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 140,394,000 | 139,776,000 | 144,505,000 | 149,516,000 |
| Total loans | 94,453,000 | 103,337,000 | 104,788,000 | 102,470,000 |
| Allowance for loan losses | 1,354,000 | 1,425,000 | 1,387,000 | 1,456,000 |
| Securities available for sale | 14,520,000 | 13,114,000 | 13,976,000 | 13,678,000 |
| Securities held to maturity | 6,705,000 | 6,985,000 | 7,037,000 | 6,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,846,000 | 123,403,000 | 127,779,000 | 133,021,000 |
| Interest-bearing deposits | 102,943,000 | 100,465,000 | 104,830,000 | 107,204,000 |
| Noninterest-bearing deposits | 20,903,000 | 22,938,000 | 22,949,000 | 25,817,000 |
| Equity capital | 16,062,000 | 15,984,000 | 16,210,000 | 16,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,827,000 | 4,367,000 | 5,906,000 |
| Interest expense | 188,000 | 375,000 | 571,000 | 765,000 |
| Net interest income | 1,182,000 | 2,452,000 | 3,796,000 | 5,141,000 |
| Noninterest income | 151,000 | 305,000 | 467,000 | 640,000 |
| Noninterest expense | 850,000 | 1,687,000 | 2,578,000 | 3,563,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 198,000 |
| Pretax income | 425,000 | 952,000 | 1,507,000 | 2,022,000 |
| Income tax | 190,000 | 383,000 | 576,000 | 705,000 |
| Net income | 235,000 | 569,000 | 931,000 | 1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,103,000 | 15,938,000 | 16,150,000 | 16,536,000 |
| Total capital | 17,457,000 | 17,363,000 | 17,537,000 | 17,992,000 |
| Risk-weighted assets | 126,608,000 | 126,935,000 | 130,996,000 | 136,616,000 |