Call reports 2015
BANK OF ALAPAHA — 2015
What BANK OF ALAPAHA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 139,811,000 | 134,903,000 | 136,426,000 | 144,147,000 |
| Total loans | 86,822,000 | 94,514,000 | 98,818,000 | 90,755,000 |
| Allowance for loan losses | 1,202,000 | 1,286,000 | 1,327,000 | 1,308,000 |
| Securities available for sale | 17,408,000 | 16,432,000 | 14,731,000 | 14,832,000 |
| Securities held to maturity | 6,859,000 | 7,197,000 | 7,069,000 | 7,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,077,000 | 119,438,000 | 120,346,000 | 128,082,000 |
| Interest-bearing deposits | 101,640,000 | 99,081,000 | 100,737,000 | 104,587,000 |
| Noninterest-bearing deposits | 22,437,000 | 20,357,000 | 19,609,000 | 23,495,000 |
| Equity capital | 15,181,000 | 15,052,000 | 15,497,000 | 15,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,660,000 | 4,120,000 | 5,535,000 |
| Interest expense | 200,000 | 397,000 | 595,000 | 797,000 |
| Net interest income | 1,079,000 | 2,263,000 | 3,525,000 | 4,738,000 |
| Noninterest income | 167,000 | 322,000 | 500,000 | 674,000 |
| Noninterest expense | 804,000 | 1,605,000 | 2,438,000 | 3,278,000 |
| Provision for loan losses | 52,000 | 119,000 | 226,000 | 240,000 |
| Pretax income | 406,000 | 877,000 | 1,377,000 | 1,910,000 |
| Income tax | 92,000 | 209,000 | 366,000 | 604,000 |
| Net income | 314,000 | 668,000 | 1,011,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,074,000 | 15,119,000 | 15,463,000 | 15,757,000 |
| Total capital | 16,276,000 | 16,405,000 | 16,790,000 | 17,065,000 |
| Risk-weighted assets | 123,605,000 | 119,426,000 | 122,386,000 | 130,027,000 |