Call reports 2012
BANK OF ALAPAHA — 2012
What BANK OF ALAPAHA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 125,553,000 | 116,123,000 | 120,656,000 | 125,078,000 |
| Total loans | 66,532,000 | 68,799,000 | 71,455,000 | 62,686,000 |
| Allowance for loan losses | 1,244,000 | 1,238,000 | 1,338,000 | 1,316,000 |
| Securities available for sale | 16,360,000 | 17,567,000 | 21,484,000 | 21,777,000 |
| Securities held to maturity | 4,955,000 | 4,886,000 | 6,358,000 | 6,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,018,000 | 102,311,000 | 106,874,000 | 111,390,000 |
| Interest-bearing deposits | 91,858,000 | 87,933,000 | 91,520,000 | 91,409,000 |
| Noninterest-bearing deposits | 20,160,000 | 14,378,000 | 15,354,000 | 19,981,000 |
| Equity capital | 12,990,000 | 13,262,000 | 13,089,000 | 13,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,451,000 | 3,704,000 | 4,882,000 |
| Interest expense | 288,000 | 538,000 | 779,000 | 1,007,000 |
| Net interest income | 942,000 | 1,913,000 | 2,925,000 | 3,875,000 |
| Noninterest income | 162,000 | 341,000 | 511,000 | 677,000 |
| Noninterest expense | 655,000 | 1,339,000 | 2,024,000 | 2,724,000 |
| Provision for loan losses | 120,000 | 260,000 | 410,000 | 440,000 |
| Pretax income | 328,000 | 677,000 | 1,036,000 | 1,429,000 |
| Income tax | 97,000 | 210,000 | 352,000 | 515,000 |
| Net income | 231,000 | 467,000 | 684,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,916,000 | 13,151,000 | 13,019,000 | 13,249,000 |
| Total capital | 14,160,000 | 14,389,000 | 14,286,000 | 14,565,000 |
| Risk-weighted assets | 111,127,000 | 100,801,000 | 101,258,000 | 105,385,000 |