Call reports 2004
BANK OF ALAPAHA — 2004
What BANK OF ALAPAHA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 79,088,000 | 78,531,000 | 79,814,000 | 81,664,000 |
| Total loans | 45,321,000 | 52,454,000 | 53,543,000 | 48,539,000 |
| Allowance for loan losses | 659,000 | 621,000 | 642,000 | 703,000 |
| Securities available for sale | 11,442,000 | 11,338,000 | 11,354,000 | 11,327,000 |
| Securities held to maturity | 5,498,000 | 5,384,000 | 5,366,000 | 5,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,912,000 | 69,503,000 | 70,263,000 | 72,437,000 |
| Interest-bearing deposits | 58,844,000 | 57,249,000 | 57,321,000 | 57,109,000 |
| Noninterest-bearing deposits | 11,068,000 | 12,254,000 | 12,942,000 | 15,328,000 |
| Equity capital | 8,656,000 | 8,621,000 | 9,029,000 | 8,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,067,000 | 3,213,000 | 4,353,000 |
| Interest expense | 245,000 | 481,000 | 716,000 | 917,000 |
| Net interest income | 759,000 | 1,586,000 | 2,497,000 | 3,436,000 |
| Noninterest income | 195,000 | 406,000 | 619,000 | 767,000 |
| Noninterest expense | 603,000 | 1,193,000 | 1,815,000 | 2,445,000 |
| Provision for loan losses | 48,000 | 100,000 | 160,000 | 321,000 |
| Pretax income | 310,000 | 706,000 | 1,148,000 | 1,444,000 |
| Income tax | 103,000 | 225,000 | 374,000 | 502,000 |
| Net income | 207,000 | 481,000 | 774,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,569,000 | 8,750,000 | 9,043,000 | 9,013,000 |
| Total capital | 9,228,000 | 9,371,000 | 9,685,000 | 9,716,000 |
| Risk-weighted assets | 55,733,000 | 61,581,000 | 62,780,000 | 59,048,000 |
Machine access — free, no API key
Every figure shown here about BANK OF ALAPAHA — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.