Call reports 2019
COMMUNITY FIRST BANK, NATIONAL ASSOCIATION — 2019
What COMMUNITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 54,877,000 | 49,114,000 | 48,826,000 | 51,415,000 |
| Total loans | 31,645,000 | 31,408,000 | 31,105,000 | 30,342,000 |
| Allowance for loan losses | 178,000 | 178,000 | 178,000 | 171,000 |
| Securities available for sale | 9,259,000 | 8,754,000 | 6,695,000 | 5,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,355,000 | 43,329,000 | 43,353,000 | 45,915,000 |
| Interest-bearing deposits | 33,499,000 | 31,348,000 | 31,277,000 | 31,345,000 |
| Noninterest-bearing deposits | 15,856,000 | 11,981,000 | 12,076,000 | 14,570,000 |
| Equity capital | 5,331,000 | 5,437,000 | 5,252,000 | 5,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 923,000 | 1,369,000 | 1,819,000 |
| Interest expense | 28,000 | 72,000 | 111,000 | 143,000 |
| Net interest income | 428,000 | 851,000 | 1,258,000 | 1,676,000 |
| Noninterest income | 27,000 | 57,000 | 87,000 | 114,000 |
| Noninterest expense | 407,000 | 798,000 | 1,193,000 | 1,573,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 110,000 | 152,000 | 217,000 |
| Income tax | 10,000 | 23,000 | 32,000 | 45,000 |
| Net income | 38,000 | 87,000 | 120,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,401,000 | 5,450,000 | 5,254,000 | 5,264,000 |
| Total capital | 5,579,000 | 5,628,000 | 5,432,000 | 5,435,000 |
| Risk-weighted assets | 28,584,000 | 28,305,000 | 28,089,000 | 27,015,000 |