Call reports 2016
COMMUNITY FIRST BANK, NATIONAL ASSOCIATION — 2016
What COMMUNITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,173,000 | 52,313,000 | 54,536,000 | 53,118,000 |
| Total loans | 31,368,000 | 31,872,000 | 31,240,000 | 30,842,000 |
| Allowance for loan losses | 183,000 | 180,000 | 180,000 | 179,000 |
| Securities available for sale | 13,463,000 | 12,904,000 | 13,320,000 | 13,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,634,000 | 46,719,000 | 48,815,000 | 47,683,000 |
| Interest-bearing deposits | 32,992,000 | 32,571,000 | 33,629,000 | 32,588,000 |
| Noninterest-bearing deposits | 17,642,000 | 14,148,000 | 15,186,000 | 15,095,000 |
| Equity capital | 5,273,000 | 5,314,000 | 5,403,000 | 5,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 758,000 | 1,168,000 | 1,551,000 |
| Interest expense | 12,000 | 24,000 | 38,000 | 54,000 |
| Net interest income | 366,000 | 734,000 | 1,130,000 | 1,497,000 |
| Noninterest income | 38,000 | 73,000 | 180,000 | 214,000 |
| Noninterest expense | 365,000 | 746,000 | 1,142,000 | 1,514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 61,000 | 168,000 | 197,000 |
| Income tax | 9,000 | 14,000 | 42,000 | 52,000 |
| Net income | 30,000 | 47,000 | 126,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,196,000 | 5,213,000 | 5,292,000 | 5,237,000 |
| Total capital | 5,379,000 | 5,393,000 | 5,472,000 | 5,416,000 |
| Risk-weighted assets | 29,112,000 | 28,834,000 | 28,494,000 | 28,330,000 |