Call reports 2015
COMMUNITY FIRST BANK, NATIONAL ASSOCIATION — 2015
What COMMUNITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,516,000 | 51,914,000 | 53,219,000 | 54,114,000 |
| Total loans | 31,784,000 | 31,745,000 | 31,734,000 | 32,411,000 |
| Allowance for loan losses | 185,000 | 185,000 | 185,000 | 185,000 |
| Securities available for sale | 10,733,000 | 11,541,000 | 11,332,000 | 13,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,072,000 | 46,517,000 | 47,711,000 | 48,724,000 |
| Interest-bearing deposits | 34,419,000 | 35,235,000 | 36,814,000 | 32,996,000 |
| Noninterest-bearing deposits | 14,653,000 | 11,282,000 | 10,897,000 | 15,728,000 |
| Equity capital | 5,209,000 | 5,174,000 | 5,226,000 | 5,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 718,000 | 1,089,000 | 1,467,000 |
| Interest expense | 10,000 | 18,000 | 29,000 | 39,000 |
| Net interest income | 347,000 | 700,000 | 1,060,000 | 1,428,000 |
| Noninterest income | 37,000 | 73,000 | 110,000 | 147,000 |
| Noninterest expense | 347,000 | 719,000 | 1,094,000 | 1,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 54,000 | 76,000 | 129,000 |
| Income tax | 8,000 | 12,000 | 17,000 | 28,000 |
| Net income | 29,000 | 42,000 | 59,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,177,000 | 5,152,000 | 5,169,000 | 5,168,000 |
| Total capital | 5,362,000 | 5,337,000 | 5,354,000 | 5,353,000 |
| Risk-weighted assets | 29,580,000 | 29,275,000 | 29,760,000 | 29,782,000 |