Call reports 2025
HIAWATHA NATIONAL BANK — 2025
What HIAWATHA NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 777,139,000 | 784,287,000 | 778,209,000 | 756,449,000 |
| Total loans | 548,125,000 | 559,305,000 | 565,209,000 | 564,318,000 |
| Allowance for loan losses | 5,001,000 | 5,192,000 | 5,883,000 | 6,042,000 |
| Securities available for sale | 170,931,000 | 165,554,000 | 153,657,000 | 143,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,959,000 | 603,583,000 | 620,039,000 | 580,031,000 |
| Interest-bearing deposits | 532,919,000 | 534,204,000 | 547,642,000 | 505,991,000 |
| Noninterest-bearing deposits | 65,040,000 | 69,379,000 | 72,397,000 | 74,040,000 |
| Equity capital | 76,019,000 | 77,720,000 | 80,268,000 | 83,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,478,000 | 23,019,000 | 34,729,000 | 46,976,000 |
| Interest expense | 5,632,000 | 11,154,000 | 16,837,000 | 22,393,000 |
| Net interest income | 5,846,000 | 11,865,000 | 17,892,000 | 24,583,000 |
| Noninterest income | 331,000 | 729,000 | 1,071,000 | 1,635,000 |
| Noninterest expense | 3,491,000 | 6,955,000 | 10,826,000 | 14,900,000 |
| Provision for loan losses | 665,000 | 1,475,000 | 2,165,000 | 2,630,000 |
| Pretax income | 1,975,000 | 4,068,000 | 5,848,000 | 8,674,000 |
| Income tax | 415,000 | 854,000 | 1,228,000 | 2,018,000 |
| Net income | 1,560,000 | 3,214,000 | 4,620,000 | 6,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,523,000 | 76,217,000 | 77,663,000 | 79,700,000 |
| Total capital | 79,714,000 | 81,639,000 | 83,796,000 | 86,002,000 |
| Risk-weighted assets | 553,106,000 | 553,795,000 | 549,903,000 | 542,671,000 |