Call reports 2016
HIAWATHA NATIONAL BANK — 2016
What HIAWATHA NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 178,929,000 | 180,073,000 | 184,337,000 | 185,540,000 |
| Total loans | 126,247,000 | 129,798,000 | 134,497,000 | 139,759,000 |
| Allowance for loan losses | 1,431,000 | 1,424,000 | 1,465,000 | 1,493,000 |
| Securities available for sale | 36,682,000 | 34,502,000 | 34,736,000 | 31,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,928,000 | 134,537,000 | 136,242,000 | 138,300,000 |
| Interest-bearing deposits | 109,286,000 | 109,249,000 | 112,426,000 | 112,325,000 |
| Noninterest-bearing deposits | 22,642,000 | 25,288,000 | 23,816,000 | 25,975,000 |
| Equity capital | 19,134,000 | 20,313,000 | 20,484,000 | 19,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 3,670,000 | 5,571,000 | 7,382,000 |
| Interest expense | 257,000 | 517,000 | 793,000 | 1,090,000 |
| Net interest income | 1,600,000 | 3,153,000 | 4,778,000 | 6,292,000 |
| Noninterest income | 348,000 | 933,000 | 1,332,000 | 2,109,000 |
| Noninterest expense | 1,412,000 | 2,946,000 | 4,413,000 | 6,006,000 |
| Provision for loan losses | 45,000 | 45,000 | 89,000 | 143,000 |
| Pretax income | 491,000 | 1,162,000 | 1,733,000 | 2,189,000 |
| Income tax | 121,000 | 314,000 | 470,000 | 585,000 |
| Net income | 370,000 | 848,000 | 1,263,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,370,000 | 18,889,000 | 19,333,000 | 19,233,000 |
| Total capital | 19,801,000 | 20,313,000 | 20,798,000 | 20,726,000 |
| Risk-weighted assets | 128,416,000 | 127,052,000 | 132,494,000 | 137,992,000 |