Call reports 2006
MONTROSEBANK — 2006
What MONTROSEBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 146,883,000 | 152,753,000 | 163,972,000 | 164,749,000 |
| Total loans | 120,380,000 | 130,924,000 | 134,311,000 | 131,621,000 |
| Allowance for loan losses | 1,057,000 | 1,123,000 | 1,135,000 | 1,183,000 |
| Securities available for sale | 2,157,000 | 2,923,000 | 4,952,000 | 7,341,000 |
| Securities held to maturity | 4,590,000 | 4,339,000 | 4,096,000 | 3,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,803,000 | 139,039,000 | 149,424,000 | 149,878,000 |
| Interest-bearing deposits | 88,000,000 | 92,377,000 | 98,032,000 | 100,799,000 |
| Noninterest-bearing deposits | 45,803,000 | 46,661,000 | 51,392,000 | 49,079,000 |
| Equity capital | 12,753,000 | 13,249,000 | 13,905,000 | 14,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,568,000 | 5,480,000 | 8,511,000 | 11,628,000 |
| Interest expense | 508,000 | 1,152,000 | 1,946,000 | 2,845,000 |
| Net interest income | 2,060,000 | 4,328,000 | 6,565,000 | 8,783,000 |
| Noninterest income | 184,000 | 362,000 | 543,000 | 733,000 |
| Noninterest expense | 1,230,000 | 2,596,000 | 3,910,000 | 5,143,000 |
| Provision for loan losses | 53,000 | 138,000 | 216,000 | 265,000 |
| Pretax income | 961,000 | 1,956,000 | 2,982,000 | 4,108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 961,000 | 1,956,000 | 2,982,000 | 4,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,800,000 | 12,340,000 | 12,918,000 | 13,541,000 |
| Total capital | 12,857,000 | 13,463,000 | 14,053,000 | 14,724,000 |
| Risk-weighted assets | 121,847,000 | 130,868,000 | 136,070,000 | 133,381,000 |
Machine access — free, no API key
Every figure shown here about MONTROSEBANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.